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PARZEROTotal Care

What's included

What the plan covers

Everyday care at a member price, for everyone in the household. Below that, in the same plain language, the things this plan deliberately does not do.

Member benefits

Each of these applies to every person on the plan, not only the primary member.

  • Ask for a visit from the app

    Say who the visit is for and when you could take a call. Someone rings you back to book it, and the link arrives in the app. Any person on the plan can be the one who is seen.

  • Lower prices at the pharmacy

    Show your card at participating pharmacies for member pricing on common generics and many brand-name prescriptions.

  • Dental and vision, without a separate plan

    Member rates on cleanings, fillings, exams, frames and lenses at participating offices — for everyone named on the card, not just the head of household.

  • Bloodwork and imaging at member prices

    Routine panels and common imaging at negotiated prices you can see before you book, so a test is a decision and not a surprise.

  • A network to fall back on

    Reduced rates at participating urgent care centers and specialists, so the plan still helps on the days that are not routine.

  • Someone to call about a bill

    If a charge looks wrong, a person will look at it with you and tell you what the member price should have been.

Just as important

What it is not

A discount plan is a narrow product. Knowing its edges before you pay is the difference between it being useful and it being a disappointment.

  • Not insurance, and not a substitute for it. There is no policy, no coverage and no claim.
  • It does not pay your providers. You pay the member price yourself, at the time of service.
  • It will not protect you from a catastrophic bill. If you need that, you need insurance.
  • A card confirms membership. It is not a guarantee of payment or of eligibility for any particular price.

If you need insurance

This plan does not replace it. A serious illness or accident can produce a bill no discount will make affordable, and only insurance protects against that.

Plenty of households carry both — insurance for the catastrophic case, a plan like this for the everyday visits where a deductible means insurance pays nothing anyway.

The full disclosure

Who it covers

One price, up to 5 people

Spouse or partner, children, a parent. One card carries every name and one member number, so anyone on it can use the plan without you being there.

Choose how many people are on the plan.

People covered
4

room for 1 more

The household pays
$79

every month, unchanged

Per person
$19.75

75% less than one person alone

Where it works

Enrollment is open in 5 states

  • Texas
  • Florida
  • Georgia
  • Arizona
  • Nevada

The app checks your home address while you enroll and tells you straight away if your state is not open yet.

Start

Participating providers are listed in the app

Member prices and the providers near you are in the app, so you can see what something costs before you book it.

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