Pricing
One plan. One price. No tiers to compare.
$79 a month for the whole household. There is nothing else to choose, and nothing that changes the number — not your age, not your state, not your health history.
PARZERO Total Care
For the whole household — up to 5 people. At five, that is $15.80 each.
- One price
- The same amount every month for the whole household. No per-person pricing, no age bands, no rate that changes because of where you live.
- Up to five people
- You, and up to four more — spouse, partner, children, a parent. One card for the household, with every name on it and one member number to quote.
- No health questions
- Nothing to disclose and nothing to be turned down for. A discount plan prices access, not risk.
Renews automatically. You will be charged $79.00 USD every month until you cancel. Cancel any time in the app under Billing — that stops all future charges, and the plan runs to the end of the month you have already paid for.
Payment is set up on a secure page. Card details never reach PARZERO.
What it is not
Worth reading before you pay. These are the limits of the product, not fine print.
- Not insurance, and not a substitute for it. There is no policy, no coverage and no claim.
- It does not pay your providers. You pay the member price yourself, at the time of service.
- It will not protect you from a catastrophic bill. If you need that, you need insurance.
- A card confirms membership. It is not a guarantee of payment or of eligibility for any particular price.
The arithmetic
What each person costs
The household price is fixed, so this is simply that number divided by how many people are on the plan.
Cost per person by household size, at $79 per month.
- $79.001 person$79.00 the household
- $39.502 people$79.00 the household
- $26.333 people$79.00 the household
- $19.754 people$79.00 the household
- $15.805 people$79.00 the household
The household is always billed $79.00. The per-person figures are that amount divided out, rounded to the cent — nobody is billed separately.
Billing questions
Before you commit
Is it really $79 for everyone?
Yes. $79 a month covers up to 5 people in one household. Adding a person does not change the price.
There are no age bands and no rate that varies by where you live. One household, one price.
When can I start using it?
Your card is issued as soon as your first payment clears, and the plan starts the same day.
Your identity documents are reviewed after that. If something needs correcting, someone will contact you — your plan does not stop while that happens.
How do I cancel?
In the app, under Billing. It takes a few taps and no phone call.
Cancelling stops all future payments. Your plan stays active until the end of the month you have already paid for, then the cards go inactive.
How does the billing work?
$79 is charged on the same day each month until you cancel. You will see PARZERO Total Care on your statement.
Payment is set up on a secure checkout page outside the app. Card details never touch PARZERO — they go straight to the payment processor.